What "compliant" actually means
- Comprehensive cover carrying no copayments (sin copagos)
- No waiting periods before cover begins (sin carencias)
- Cover that matches or exceeds what the public health network provides
- A Spanish insurer the immigration office recognises
Why the wrong policy fails
Travel insurance, policies with copayments, or cover sourced outside Spain are routinely turned away by the immigration office. We make sure the policy you hold satisfies the standard before it ever reaches the file.
In Bilbao
In Bilbao, the health insurance is handled through Oficina de Extranjería de Bizkaia; our local team prepares your file and books the cita previa so it clears first time. We help clients from Barakaldo to Leioa.
Frequently asked questions
Rarely without amendment. The office looks for a Spanish-recognised insurer with no copays and no carencias. We review your current cover and tell you whether it qualifies.